Abdul Razack Palakkattil, CHIEF MANAGER BRANCH HEAD - LARGE CORPORATE BRANCH

Abdul Razack Palakkattil

CHIEF MANAGER BRANCH HEAD - LARGE CORPORATE BRANCH

UNION BANK OF INDIA

Location
India - Cochin
Education
Master's degree, Banking
Experience
19 years, 1 Months

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Work Experience

Total years of experience :19 years, 1 Months

CHIEF MANAGER BRANCH HEAD - LARGE CORPORATE BRANCH at UNION BANK OF INDIA
  • India - Cochin
  • My current job since August 2011

Key Role:
1. BRANCH HEAD - LARGE CORPORATE BRANCH

HEADING A TEAM OF CREDIT ANALYST, FOREX EXECUTIVES AND OPEARTION TEAM FOR DELIVERING LARGE CREDIT TO CORPORATE BORROWERS. CUSTOMERS ARE MAINLY FROM EXPORTERS, NBFCS AND INFRASTRUCTURE COMPANOES

MANAGER-BUSINESS LOANS at HDFC BANK LTD
  • India - Chennai
  • July 2007 to August 2011

Key Role:
1. Credit appraisal/Financial analysis of corporate clients for business finance requirement
2. Maintaining portfolio quality and regularity of the account
3. Providing periodic report to the management as per Management/RBI/Ministry guidelines
4. Conducting due diligence, documentation, disbursement, unit visit and monitoring of accounts.
5. Work closely with recovery department to avoid non-payment and recover the pending amount.

ASST. MANAGER at ICICI BANK LTD
  • India
  • April 2005 to July 2011

Key Role:
1. Serving walk in customer for all their Retail Loan (Term Loan) requirements
2. Credit appraisal and disbursement of advances at branch level
3. liasioning with other product teams/ sales teams of individual loan products for providing sales support.
4. Maintaining and providing MIS support to the branch and central product team
5. Conducting due diligence, documentation, disbursement, unit visit and monitoring of Accounts.
6. Work closely with recovery department to avoid non-payment and recover the pending amount.

Education

Master's degree, Banking
  • at INDIAN INSTITUTE OF BANKING AND FINANCE
  • December 2011

1. Junior Associates of Indian Institute of Banking 2. Chartered associate of Indian Institute of Banking

Master's degree, MANAGEMENT
  • at TKM INSTITUTE OF MANAGEMENT
  • August 2001

MBA FROM KERALA UNIVERSITY

Bachelor's degree, International Business
  • at Pondicherry University
  • March 2001

1. PG Diploma in International Business, Pondicherry University, DISTANCE EDUCATION

Master's degree, MANAGEMENT
  • at Kerala University
  • January 2001

MBA FROM KERALA UNIVERSITY, FULL TIME, AUGUST 2001, FIRST CLASS

Bachelor's degree, FINANCE
  • at MES COLLEGE MARAMPALLY, MG University
  • August 1998

BACHELOR IN BUSINESS ADMINISTRATION - MESC MARAMPALLY, MG University 1995-1998 Aug FIRST Class

Specialties & Skills

SME management
Corporate Credit
Branch Management
Business Relationship Management
Credit Portfolio Management
TEAM MANAGEMENT/SUPERVISION
CUSTOMER RELATION
MARKETING/PRESENTATION/LIASIONING
CORPORATE CREDIT

Languages

Hindi
Intermediate
Malayalam
Expert
Arabic
Intermediate
English
Expert

Memberships

INDIAN INSTITUTE OF BANKING AND FINANCE
  • MEMBER
  • April 2010

Training and Certifications

SIDBI (Certificate)
Date Attended:
January 2009
Valid Until:
June 2009