ajesh ds, sr sales specialist

ajesh ds

sr sales specialist

RAKBANK

Location
United Arab Emirates - Dubai
Education
Master's degree, Finance
Experience
13 years, 0 Months

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Work Experience

Total years of experience :13 years, 0 Months

sr sales specialist at RAKBANK
  • United Arab Emirates - Dubai
  • December 2014 to August 2020

• Generate new leads and maintain existing customers through individual account support.
• List new companies through cold calls, telesales and references-Provide personal loans, credit cards and open personal accounts
• Explain to customers the different types of credit facilities that are available as well as the terms of those services.
• Maintain a key point of contact between the customers and the bank by answering their queries, introducing new products and offering financial advices
• Obtain and review customer’s documents, credit bureau report, bank statements, corporate financial statements, and other financial information.
• Review loan and credit card agreements to ensure that they are complete and accurate according to policy.
• Liaise with credit and underwriting team and provide necessary justification to clear the pending cases
• Handle customer complaints and take appropriate action to resolve them.
• Give training to new joiners
• Prepare MIS of the team, generate reports and share with manager
• Take weekly and monthly team commitments and follow up with submissions
• Check loan and credit card application of the team and forward to manager
• Generate cross sell leads

Accountant at Optifashion LLC
  • United Arab Emirates
  • October 2012 to October 2014

Accounts payable and Accounts receivable
•Prepare monthly profit and loss account and other financial reports to the management
•Managing the day to day financial transactions of the company.
•Consolidation of accounts.




•Finalization of accounts
•Maintaining the GL and monthly closing
•Payment follow up and collection.
•Handling Wholesale and Retail accounts
•Preparing LC, Export collection documents, outward transfers and dealing with banks, customers and vendors
•Reconciliation of bank, customers and suppliers account.
•Dealing with external auditor with regard to annual audit
•Prepare monthly sales report and sales comparative report
•Preparing MIS
•Coordinating with sales team and clients with regard to order and delivery of goods
•Inventory control.

Accountant at TTS International
  • United Arab Emirates
  • July 2007 to August 2012

accounts payable and accounts receivable
•Preparing monthly profit and loss account,
•Finalization of accounts
•Preparation of payroll
•Handling main petty cash
•Maintaining accounts payable register
•Updating job costing, equipment costing and staff roster
•Debtor and Creditor reconciliations
•Compile and sort invoices and process supplier payments
•Maintaining the record of staffs and employees
•Calculating year end gratuity, overtime and other benefits.
•Coordinating with suppliers for any discrepancies related to invoices

Education

Master's degree, Finance
  • at The International University of Missouri
  • January 2009

Bachelor's degree, Commerce
  • at Kannur University
  • June 2006

Specialties & Skills

Accountancy
Business Development
Sales and Marketing
ACCOUNTS PAYABLE
ACCOUNTS RECEIVABLE
BENEFITS ADMINISTRATION
JOB COSTING
PAYROLL PROCESSING
PROFIT AND LOSS
CLOSING
CUSTOMER RELATIONS
DAC EASY ACCOUNTING

Languages

English
Expert
Hindi
Expert

Training and Certifications

E finance (Training)
Training Institute:
Manipal institute of computer education
AML (Training)
Training Institute:
Rakbank