Branch Manager/Supervisor
State Bank of India
Total years of experience :14 years, 3 Months
Branch Management:
• Banking Operations and customer management
• Conducting regular sales and operations meetings and developing & implementing plans,
• Briefing employees on current plans, goals, promotions, and other relevant information of the Bank
• Increasing awareness for the Bank within the community of service area.
• Customer acquisition/retention and resolving customer problems as needed.
• Complying with all applicable laws and regulations for the industry within state
• Assessing market conditions and identifying opportunities for growth.
• Drafting forecasts and business plans for market acquisition.
• Managing budgets, allocating branch funds, and defining financial objectives
• Coordinating with other branches to share knowledge, plan promotional activities, or achieve goals
• Adhering to high ethical and professional standards
• Evaluating employee performance and providing feedback and recognizing employee achievements and encouraging excellence in the work environment
• Organizing marketing activities and events for the branch.
• Branch MIS reporting to the Controlling Authority
CORPORATE FINANCE:-
• Appraisal of proposals of Rs. 50 Million & above .
• Evaluating clients’ credit data and financial statements in order to determine the degree of risk involved in lending money.
• Credit Rating Analysis on the basis of financials.
• Conferring with credit associations and references to exchange credit information on clients
• Preparation of Credit Monitoring Arrangement: Operating Statement, Analysis of Balance Sheet.
• Financial Ratio Analysis, Comparative Analysis.
• Risk Assessment, Business Performance, and Working Capital requirement.
• Completing loan application forms and submitting to loan committees for approval
• Compilation of Large Borrower's Data under XBRL platform to Reserve Bank of India.
• Liaison with Head/Zonal/Regional Offices for the information exchange.
• Coordination with development and Implementation team of the bank for XBRL based Financial Reporting System.
• MIS Reporting to the Middle Management.
• Management of operational data with ensuring data integrity and accuracy.
• Assistance to the Controller in producing accurate and timely statements.
• Associated with Development & Implementation team of management software i.e. Crew Management System.
• Coordination with Rostering and Scheduling team of Flight & Cabin Crew.
• Emergency rescheduling of Flight management.
FINANCIAL PRODUCT SALES:-
• New customer acquisition and maintenance of existing pool of customer.
• Financial consultancy and sales of financial Products Mutual Funds, Insurance, Trading
• Portfolio Management services, Cross selling of related financial products.
• Handling of small team of relationship mangers.
• Financial solutions for existing clients base and pursue new clientele opportunities.
• Create presentations for potential and existing clients about their company's products & services.
• Ensure that clients are satisfied at all times and bring in repeated business by resolving any outstanding issues.
• Regular sales and operations meetings for developing plans for implementation.
• Sales target allocation and achievement on weekly/Monthly basis.
• Web Design and Development with Maintenance of fully functional websites.
• E-Commerce Platform, Search Engine optimization, web promotions, advertisement.
• Technical consultancy to customer and Direct/Indirect support to customer.
• Promotional activities regarding company services.
• Analytic reporting of business performance.
• Marketing Strategy customization in form of Content marketing, Inbound Marketing, Social Media marketing
• Integrated business Solution for new companies.
Specialization in Finance/Marketing from Indian Institute of Planing & Management , New Delhi, India leading to a Degree from International Management Institute, Belgium.
Four Year Full time Technical Education program, B.Tech (Bachelor of Technology) in Information Technology passedfrom Radha Govind Engg. College under U.P Technical University Lucknow, India.
