Business Consultant
Morison Menon Chartered Accountants
مجموع سنوات الخبرة :15 years, 11 أشهر
•Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money
•Generate financial ratios, using computer programs, to evaluate customers' financial status
•Compare liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations
•Consult with customers to resolve complaints and verify financial and credit transactions
•Appraising credit proposals of companies in various industries like manufacturing, trading, contracting, etc
•Interacting with clients to discuss their banking requirements
•Confirm business transactions of the client with their customers and suppliers through telephone verification
•Prepare reports based on the client visits and submit it to the bank with suggestions or concerns if any
•Conducting feasibility study and market research to the clients upon request
•Worked as an auditor in group's audit division (Morison Menon Chartered Accountants) for a period of two years. Responsibilities handled -
a)Preparation and analysis of financial statements and finalization of accounts
b)Statutory audit and internal audit of companies
c)Preparation of project report and feasibility
•Prepares and communicates regular managerial reports providing information on the status and issues involving administration.
•Work with old and new clients to build financial portfolios for them after analyzing their investment goals, time horizons, personal commitments and risk tolerance
•Preparing daily transactions (lodgement of outward clearing, in house transfer and post date cheques) for bank deposit and recording transaction in finance system for accurate bank account reconciliation
•Maintaining and reconciling all records associated with transactions, monitoring and reporting suspicious transactions. Ensuring accurate records and preparing reports for the same
•Researching and resolving all cheque disputes using finance processing system and excel
•Use various software applications, such as spreadsheets, relational databases, statistical packages, and graphics packages to assemble, manipulate and format data and reports
•Sort, review, screen and distribute incoming and outgoing mail; prepare, compose and ensure timely responses to a variety of routine written inquiries
•Establish, maintain, and update files, databases, records, and other documents
•Processing of Treaty Account- Periodic Account, Cash Loss & Provisional Loss Advice
•Responsible for the complete end to end Treaty process right from the receipt of Account statement till the submission of statement to the non-bureau and bureau market for claims
•Direct dealing with client & Reinsurer queries (via e-mails only).
•Ensure Quality standards set in day to day operations. Performing quality checks
•Imparting the knowledge gathered & process learning to the new recruits of the team
•Taken initiative to impart new learning’s found while processing, to fellow team members
•Have put in sincere efforts towards maintaining quality standards set in day-to-day operational activities
•MBA (Master of Business Administration) – (Finance) from Visvesariah Technological University, Bangalore, India
•BBA (Bachelor of Business Administration) - from University of Calicut, Kerala, India