Habeeb Rahman Moolayil, Deputy Manager

Habeeb Rahman Moolayil

Deputy Manager

Alternative Investments & Credits Ltd

Lieu
Inde - Kerala
Éducation
Master, Finance
Expérience
16 years, 0 Mois

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Expériences professionnelles

Total des années d'expérience :16 years, 0 Mois

Deputy Manager à Alternative Investments & Credits Ltd
  • Inde - Kerala
  • Je travaille ici depuis octobre 2013

Managing the business operations of the firm
Develop and implement development and operational strategy for the company
provide strategic direction and oversight of front-end revenue cycle work processes and outcomes
Take investment decision by analyzing the financials
Act as a team leader to coordinate the works of other departments
Prepare and present monthly business analysis report of the firm and associate forms to
the board of directors

Credit Manager à Retail Agree Credit & Underwriting (HDFC Bank Ltd)
  • Inde - Kerala
  • mars 2011 à août 2012

File Decisioning as per product program norms, and Approvals within the Lowest TAT
Efforts to minimize Credit reworks to maintain end to end TAT
Ensuring necessary deviation approvals are taken while approving retail asset files
Regular interaction and Training to RM's, Co-ex, Channels/In house Team
Keeping the team motivated to achieve the stated organizational goal
File Decisioning as per product program norms, and Approvals within TAT
Managed a team of 3 Junior Executives who covered 3 Districts.

Credit Officer à Axis Bank Ltd
  • Inde - Kerala
  • avril 2007 à février 2011

Responsible for Scrutinize the loan Proposal and KYC documents in 3 districts
Preparing loan documents in lowest Turn Around Time
Key person for Account opening and disbursal of the loan
Responsible for Credit monitoring and follow up for recovery
Retain existing customers and aim for new opportunities of business growth.
Maintain excellent client relationship, follow up regularly on accounts, provide feedback to
principal on product performance and help clients get maximum benefit from range.
Identify new markets to penetrate and recommend strategic plans to increase business
Liaised with suppliers, dealers, distributors and other concerned agencies for coordination.
Visited different parts of North Kerala for marketing activities and identified new potential
clients and area of business to expand sales and market share successfully.
Performed monthly market survey on Competitive product, record competitor activities

Éducation

Master, Finance
  • à Madurai Kamaraj University
  • avril 2014

Master of Business Administration with Finance as Major

Etudes secondaires ou équivalent, Banking and Management
  • à Kerala Agricultural University
  • août 2006

Specialties & Skills

Customer Relations
Client Co ordination
Credit Risk
Credit Review
Banking Operations
CUSTOMER RELATIONS
MARKETING
PROPOSAL WRITING
STRATEGIC PLANNING
ORGANIZATIONAL SKILLS
BUDGETING

Profils Sociaux

Langues

Arabe
Débutant
Anglais
Expert
Hindi
Expert

Loisirs

  • Reading, Travel and Sport
    I would like to read books. though I am not a regular reader, I wish to get updated on books. My second area of interest is to travel to explore the new places and culture. I am a great fan of sports, especially sports like Football, Cricket and Volley Ball