Maliha Shahid, Product Manager Mortgage Running Finance, Personal Loan & Revolving Credit

Maliha Shahid

Product Manager Mortgage Running Finance, Personal Loan & Revolving Credit

Silkbank Limited

Location
Pakistan - Lahore
Education
Master's degree, Business Adminsitration
Experience
6 years, 2 Months

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Work Experience

Total years of experience :6 years, 2 Months

Product Manager Mortgage Running Finance, Personal Loan & Revolving Credit at Silkbank Limited
  • Pakistan - Lahore
  • July 2008 to September 2011

Being a Product Manager, I am responsible for underlined profitability of all consumer & SME products. Successfully launched all 3 products within a span of 3 years i.e., from 2008 till July2011 and responsible for profitable portfolio growth and management.

Devised and introduced sub product variants for innovation and to earn revenue through different avenues. Rolled marketing campaigns in collaboration with marketing services & advertisement agency for mass reach to target market.

Conducts regular business intelligence, competition scan, industry & economic reviews and pricing decisions. Preparation of annual budgets and reviews and scrutiny of profitability models.

Product Manager for Personal Loan & Auto Loan at MCB Bank
  • Pakistan - Lahore
  • August 2005 to June 2008

Being a product manager, I was responsible for launching and profitable growth of Personal Loan & Auto Loan. It includes taking pricing decisions, proposing and getting approved the applicants criteria and managing the whole chain for a smooth and delighted experiences for customers.

Worked upon, initiated and introduced new sales acquisition channels within the bank for mass spread. Gained and maintained the loyalty of our business partners through coordinated activities for long term sustainable mutually beneficial relationship.

Launched marketing campaigns and made alliances with top notch merchants. Regular duties included competition scan, monthly business profitability report and portfolio analysis.

Education

Master's degree, Business Adminsitration
  • at LUMS
  • June 2005
Master's degree, Statistics
  • at Government College University, Lahore
  • June 2000
Bachelor's degree, Maths , Statistics & Economics
  • at Lahore College for Women, Lahore
  • June 1998

Specialties & Skills

Mortgage
Development Management
Annual Budgets
Government
Innovation

Languages

English
Expert
Urdu
Expert