Zeryab Khawaja, Relationship Manager SAM

Zeryab Khawaja

Relationship Manager SAM

NIB Bank Ltd.

Location
Pakistan - Lahore
Education
Master's degree, Banking & Finance
Experience
22 years, 1 Months

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Work Experience

Total years of experience :22 years, 1 Months

Relationship Manager SAM at NIB Bank Ltd.
  • Pakistan - Lahore
  • My current job since November 2006

Currently working as Relationship Manager in Special Assets Management Group. Following are the major responsibilities:
1) Recovery from delinquent borrowers
2) Preparation of work-out proposals
3) Liaison with lawyers for suit filing

Following is the list of other assignments performed:

Manager Early Warning (From May to Aug 2010): Proactive early warning through desktop analysis and market check.
Credit Analyst (From Dec 09 to April 10): Scrutiny of Credit Proposals & Recommendations on Line Structuring for SME & Commercial Customers.
Credit Admin Supervisor (From July to Nov 09): Supervision of Limits Input, Control of Pledged Inventories, Regulatory & Internal MIS.
Credit Analyst (From Aug 08 to June 09): Scrutiny of Credit Proposals & Recommendations on Line Structuring for Corporate Customers.
Manager MIS Credit Administration: Identification & Reporting of Past Due Obligations, Loan Loss Provisioning, MCR Under Basel II, Deferrals & Expiry Ticklers, Provision Forecasting & Variance Analysis.

Credit Administration Officer at Union Bank Ltd.
  • Pakistan - Lahore
  • May 2004 to October 2006

Risk Assets Portfolio Analysis, Past Due Obligations Reporting, Loan Loss Provisioning, Central Bank Reporting, Risk Management Sub Committee Presentation, Departmental Budgeting & Expense Control

Junior Officer at Askari Bank
  • Pakistan - Lahore
  • April 2002 to April 2004

Daily Branch Position Preparation, Branch Activity Checking, Budgeting, Expense Control, Profitability Reporting, Head Office Reconciliation, Tax Returns, Payroll Processing.

Education

Master's degree, Banking & Finance
  • at Iqra University
  • May 2004
Diploma, Intermediate with majors in Advanced Accounting
  • at Institute of Cost & Management Accountants Pakistan
  • December 1997

Got a permanent exemption (A+) in Advanced Accounting

Bachelor's degree, B. Comm with majors in Accounting
  • at Punjab University
  • September 1991

Specialties & Skills

Microsoft Word
Microsoft Excel
Accounting
Microsoft PowerPoint
MS Power Point
MS Word
MS Excel

Languages

English
Expert
Arabic
Intermediate