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Habeeb Rahman Moolayil

Deputy Manager

Alternative Investments & Credits Ltd

Location:
India - Kerala
Education:
Master's degree, Finance
Experience:
15 years, 10 months

Work Experience

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List all relevant responsibilities, skills, projects, and achievements against each role.  If you're a fresh grad, you can add any volunteer work or any internship you've done before.
Add Experience

Total Years of Experience:  15 Years, 10 Months   

October 2013 To Present

Deputy Manager

at Alternative Investments & Credits Ltd
Location : India - Kerala
Managing the business operations of the firm
Develop and implement development and operational strategy for the company
provide strategic direction and oversight of front-end revenue cycle work processes and outcomes
Take investment decision by analyzing the financials
Act as a team leader to coordinate the works of other departments
Prepare and present monthly business analysis report of the firm and associate forms to
the board of directors
March 2011 To August 2012

Credit Manager

at Retail Agree Credit & Underwriting (HDFC Bank Ltd)
Location : India - Kerala
File Decisioning as per product program norms, and Approvals within the Lowest TAT
Efforts to minimize Credit reworks to maintain end to end TAT
Ensuring necessary deviation approvals are taken while approving retail asset files
Regular interaction and Training to RM's, Co-ex, Channels/In house Team
Keeping the team motivated to achieve the stated organizational goal
File Decisioning as per product program norms, and Approvals within TAT
Managed a team of 3 Junior Executives who covered 3 Districts.
April 2007 To February 2011

Credit Officer

at Axis Bank Ltd
Location : India - Kerala
Responsible for Scrutinize the loan Proposal and KYC documents in 3 districts
Preparing loan documents in lowest Turn Around Time
Key person for Account opening and disbursal of the loan
Responsible for Credit monitoring and follow up for recovery
Retain existing customers and aim for new opportunities of business growth.
Maintain excellent client relationship, follow up regularly on accounts, provide feedback to
principal on product performance and help clients get maximum benefit from range.
Identify new markets to penetrate and recommend strategic plans to increase business
Liaised with suppliers, dealers, distributors and other concerned agencies for coordination.
Visited different parts of North Kerala for marketing activities and identified new potential
clients and area of business to expand sales and market share successfully.
Performed monthly market survey on Competitive product, record competitor activities

Education

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Let employers know more about your education; remember, be clear and concise.
April 2014

Master's degree, Finance

at Madurai Kamaraj University
Location : India - Chennai
Master of Business Administration with Finance as Major
August 2006

High school or equivalent, Banking and Management

at Kerala Agricultural University
Location : India - Kerala
Grade: 74 out of 100

Specialties & Skills

CUSTOMER RELATIONS

MARKETING

PROPOSAL WRITING

STRATEGIC PLANNING

ORGANIZATIONAL SKILLS

BUDGETING

Customer Relations

Client Co ordination

Credit Risk

Credit Review

Banking Operations

Social Profiles

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Languages

Do you speak more than one language?
For some jobs, fluency in one or more foreign languages is a plus, so add your language skills to get better results.

Arabic

Beginner

English

Expert

Hindi

Expert

Hobbies and Interests

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Help employers know more about you by looking at your hobbies and interests

Reading, Travel and Sport

I would like to read books. though I am not a regular reader, I wish to get updated on books. My second area of interest is to travel to explore the new places and culture. I am a great fan of sports, especially sports like Football, Cricket and Volley Ball

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